• Luke Scharrer

    Luke Scharrer

    Class of 2015
    Lake Elmo, MN
    English, Secondary Education

    Luke's Bio:
    Hi, my name is Luke Scharrer and I am a Senior here at CSS. I am an English Major, and I am in the Secondary Education Teaching Licensure Program. Also, I am a member of the Saints Football team. In my spare time, I enjoy spending time with my friends and taking in the local scenery. I am excited for my third year at the college with all of the great people I have met so far!

  • Laura Salazar

    Senior
    Bogotá, Colombia
    Marketing and Business Management

    Shauney Moen

    Graduate Student
    Oak Grove, MN
    Doctorate of Physical Therapy

    Brooke Elvehjem

    Junior
    Mora, MN
    Biology

    Shivani Singh

    Junior
    Mumbai, India
    Management & Marketing

  • Daniela Moreno Gomez

    Senior
    San Salvador, El Salvador
    Computer Information Systems and Finance

    Jin Baek

    Senior
    Aurora, CO
    Biology and Chemistry (Pre-Med)

    Malvern Madondo

    Senior
    Harare, Zimbabwe
    Mathematics & Computer Science

    Yael Ikoba-Ndjip

    Senior
    Brussels, Belgium
    Accounting Major; Finance minor

  • Kathryn McCarrick

    Sophomore
    Saint Paul, MN
    Elementary Education

    Takudzwa Munjanja

    Senior
    Gweru, Zimbabwe
    Health Information Management, CIS minor

    Conrado Eiroa Solans

    Senior
    Madrid, Spain
    Psychology Major, Biology minor

    Halle Nystrom

    Graduate Student
    Fargo, ND
    M.S. Health Information Management

  • Neena Koslowski

    Junior
    Apple Valley, MN
    Management

    Bryan Chavez

    Junior
    Richfield, MN
    Accounting and Finance

    Katelyn Gehling

    Junior
    East Bethel, MN
    Exercise Physiology for Pre-Physical Therapy

    Jason Chavez

    Senior
    Minneapolis, MN
    Psychology, Organizational Behavior, and Social Work

  • Laila Zemar

    Sophomore
    Casablanca, Morocco
    Biochemistry, Biology and Pre-med

A Word of Advice

Regarding Student Health Insurance: It is an expense included in your initial bill for the semester, but students have the opportunity to waive the college’s health insurance plan if they are covered under a parent/guardian or another plan.
Be careful with this. I waived the college’s insurance with the intent of avoiding the additional cost, because I am covered under my mother’s health insurance. This may not have been the best decision for me, financially, though. I broke my wrist playing football this season, so I needed to make a few trips to Essentia Health’s 3rd Street Clinic for x-rays, casts, and doctor’s exams. My mom’s insurance only covers half of any expense at the hospitals in Duluth, so if I want full coverage, I am forced to drive back to the Twin Cities. This left us in a bit of a bind, being I did not want to miss classes for a trip home to see the doctor. I chose to bite the bullet and stay in Duluth for treatment, resulting in significantly more out-of pocket costs for my treatment.
My tip to you: Before waiving the CSS Health Insurance, check with your current provider for coverage in the Duluth area, as it may not be what you were expecting.
On another note, I am not trying to cast a negative light on the 3rd Street clinic, because they were extremely helpful and I would recommend them to anyone who needs medical attention here in Duluth.

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