• Amanda Vanderbeek

    Amanda Vanderbeek

    Class of 2012
    Ely, MN
    Elementary education

    Amanda's Bio:
    I grew up in the Twin Cities, but now live up in Ely, MN near the BWCA, where my family has been for the last 7 years. I have three brothers, who I adore, and I enjoy fishing, playing basketball, and rough housing with them whenever I can. My mom has been a daycare provider since I was born, which served as inspiration for me to pursue a degree in Elementary education. I also love to paint, draw, and DANCE! I have been dancing for twenty years and am a dance instructor in Superior, WI....I can't imagine a life without it!

  • Jason Chavez

    Minneapolis, MN
    Psychology, Organizational Behavior, and Social Work

    Jin Baek

    Aurora, CO
    Biology and Chemistry (Pre-Med)

    Laura Salazar

    Bogotá, Colombia
    Marketing and Business Management

    Neena Koslowski

    Apple Valley, MN

  • Takudzwa Munjanja

    Gweru, Zimbabwe
    Health Information Management, CIS minor

    Yael Ikoba-Ndjip

    Brussels, Belgium
    Accounting Major; Finance minor

    Katelyn Gehling

    East Bethel, MN
    Exercise Physiology for Pre-Physical Therapy

    Shauney Moen

    Graduate Student
    Oak Grove, MN
    Doctorate of Physical Therapy

  • Conrado Eiroa Solans

    Madrid, Spain
    Psychology Major, Biology minor

    Bryan Chavez

    Richfield, MN
    Accounting and Finance

    Malvern Madondo

    Harare, Zimbabwe
    Mathematics & Computer Science

    Daniela Moreno Gomez

    San Salvador, El Salvador
    Computer Information Systems and Finance

  • Laila Zemar

    Casablanca, Morocco
    Biochemistry, Biology and Pre-med

    Kathryn McCarrick

    Saint Paul, MN
    Elementary Education

    Halle Nystrom

    Graduate Student
    Fargo, ND
    M.S. Health Information Management

    Shivani Singh

    Mumbai, India
    Management & Marketing

  • Brooke Elvehjem

    Mora, MN

Protecting Your Card and Your Identity

Identity fraud. Card theft. Information stripping. We have all heard of these concept when it comes to credit and debit cards, but it’s hard to believe it can happen to you until it finally does. In the recent past, I have dealt with individuals getting ahold of my card information and making unauthorized purchases. While it is scary enough to realize that someone was buying goods with the money I worked hard for, it was even more scary to talk with bankers and other fraud staff to insure that my account was now “safe.” How do you know? Is it possible it could happen again? The sad truth is yes. In the world that we live, this type of thing happens all of the time. So how can you protect your debit and credit cards, as well as your identity? Here are some tips:

  • Check on your accounts daily. Only you know what purchases you have or have not made.  By checking on the balances, purchases, and other transactions posted to your account, this will be the first step in identifying whether or not it has been hacked by another individual.
  • Know how your bank handles liability and protection. Will they protect all of your accounts, including unsigned debit purchases?  Do they promise 100% return on unauthorized purchases and work to investigate cases in which it occurs?  This information is vital to your protection and piece of mind.
  • Keep track of your debit card. Always know exactly where your card is at all times and be aware of the method in which you pay.  Try to avoid individuals taking the card where you cannot see it to swipe it for a purchase.  Be alert and defensive.
  • Know when to not use your card. When making online purchases, avoid using debit cards.  You don’t know the individuals handling your card information and to be safe, it is best to use a credit card rather than a debit card.  This not only provides you protection from your physical account, but also is usually better protected by the company who is responsible for the card.
  • Track your credit report. Report any fraudulent purchases to your credit card company immediately and look at your credit report to analyze the purchases made.  The report can also help to track down the person responsible by pinpointing the day, time, and location of each purchase.  Make sure that you have professional staff on your case to get it solved properly and quickly.

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